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Cash Advance Affordability Calculator

See a cautious maximum advance based on your take-home pay, bills and existing debts.

How this calculator works

  • Spare cash = take-home pay minus essential costs minus existing debt payments.
  • Max repayment = spare cash × the share you choose to commit.
  • Max advance = max repayment × months ÷ factor rate.

Affordability Calculator FAQs

Why only commit a share of spare cash?

Gig income changes week to week. Leaving a buffer reduces the risk of missed payments.

Is this the amount I will be approved for?

No. Lenders set their own limits. This shows what may be comfortable for you.

For information and planning only. Not financial, legal or tax advice. Results are estimates.

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Ready to get back on the road?

Apply in about five minutes and see what you may qualify for.

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