Can Uber drivers get a cash advance?

Yes. Independent Uber and Uber Eats drivers can apply through DriverBoost for a cash advance of $200 to $5,000, subject to lender approval. Lenders usually look at your gig earnings and bank activity, not an employer pay stub.

Do I need a W-2 or pay stubs?

No. Uber drivers are generally independent contractors, so lenders in our network typically review your bank deposits and earnings history instead of W-2s or pay stubs. Lenders may ask for extra information, so check the details of each request.

Do I need to drive a certain Uber tier or for a minimum time?

DriverBoost does not set a tier requirement. Each lender sets its own criteria, which may include how long you have been earning and how regular your deposits are. Ask the lender if you are not sure.

Does Uber approve or work with DriverBoost?

No. DriverBoost is independent and is not affiliated with, endorsed by, or sponsored by Uber. We use the Uber name only to describe who our service is for.

Can I apply if I drive for Uber and Lyft or deliver with DoorDash too?

Yes. Many drivers earn from more than one app. Tell us about every platform you use, because lenders may consider your total gig income.

Does using DriverBoost affect my credit score?

Using our site and tools does not. Whether a lender runs a soft or hard credit inquiry, or reports to credit bureaus, depends on the lender. Ask before you accept an offer.

How fast can I get the money?

Some decisions are quick, but funding time depends on the lender, when you accept, and your bank. Your offer shows the expected timing, and DriverBoost cannot guarantee a funding time.

How much does an Uber driver cash advance cost?

Cost depends on the lender, amount, and repayment period. For example, a hypothetical $1,000 advance at a 1.25 factor rate means repaying $1,250, a $250 cost. You see the real total in dollars before you accept.

What if I have a slow week and can't make a payment?

Contact the lender as early as you can. Ask whether they offer hardship options or ways to adjust a payment, and what fees apply to a missed payment. Read this in your offer before you accept.

Can I use the money for car repairs?

Yes, many Uber drivers use an advance for repairs, tires, brakes, and maintenance. You can also use it for insurance, fuel, a phone or gear, or to cover a slow week. Only borrow what you can repay.

What if I'm turned down?

If one lender declines you, it doesn't mean you have no options. Consider a payment plan with your repair shop, a smaller amount, a credit union or a nonprofit credit counselor, and compare costs before you borrow.

How is this different from cashing out my Uber earnings early?

Cashing out through the Uber app, where available, gives you money you have already earned, not extra funds. A cash advance is a separate product from a lender with its own cost and repayment terms. Check Uber's current terms and fees for cash-out options.

Home / Cash advances for gig drivers

Cash advance app

Cash Advances Exclusively Made for Every Hardworking Gig Driver

Choose your app below to see how a DriverBoost cash advance works for the way you earn, whether that's rides, orders, batches or blocks. We'll show you who can apply, what the money is typically used for and what it costs. Lenders decide on approval, and how quickly you hear back and get funded depends on the lender and your bank. Your offer shows the timing and the total cost before you accept anything.

Apply as an Uber driver →How it works

About 5 minutes to applyNo W-2 neededFree to use anytime

Our supported platforms till now…

How it works

Get a cash advance as a driver in four steps

Tell us how you drive

Share your contact details, how many hours you drive, roughly what your rides bring in each month and the amount you need.

Point us to your payout account

Lenders want to see the bank account where you get payments. Share it only through secure forms, and never give out your password.

Lenders read your ride income

Independent lenders look at how steady your fares and tips are against what you would repay. They decide on approval, amount and timing.

Compare, then choose

An offer lists the total repayment, fees, payment dates and failed-payment rules. Take your time, and say no if it does not fit your week.

What to have ready

Your phone and email, the bank account, a rough monthly figure for fares and tips, and the amount you need. A recent payout statement can help if a lender asks for it.

Are you eligible?

You drive as an independent contractor, not as an employee.
You are 19 or older, or the age of majority in your state if it is higher.
You live in the U.S. and have a U.S. bank account.
Your gig payouts land in that account on a regular basis.
You can cover the repayment, even in a slow week.

Lenders add their own rules, such as how long you have been driving or how steady your payouts look. Meeting this checklist does not guarantee an offer, and a shorter history may mean a smaller amount.

Not seeing your platform? Don't worry!!

No matter which platform you are using, you can apply and see what you may qualify for.

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